Jev versus fraud scores: a practical comparison
A fraud score (device graph, velocity, card BIN models) is trained on events. Jev does not see your device graph unless you put features into state. It can judge a dispute letter or chat that accompanies the event.
Independent. Not a fraud-vendor teardown. docs.typesafe.ai. No keys.
Comparison scope
Chargeback reason codes, BIN, IP, and velocity stay in the fraud stack. “Does this chat sound like social-engineering the agent?” is Jev.
Criteria that decide the architecture
| Axis | Jev (System One) | Fraud scores |
|---|---|---|
| Device / graph | Only if you serialize features | Wins |
| Narrative around the txn | Wins | Often unused |
| Real-time bid-like latency | Usually too slow / 429 risk | Specialized |
| Dollar thresholds | Code | Rules + model |
Decision quality and control
Do not add Jev probabilities into the fraud score without a measured ensemble. Official AutoResearch pattern is: Jev as features for a downstream model you own.
Integration trade-offs
Fraud score first (fail closed). Jev on attached text. Combine with explicit weights. Review queue on disagreement.
TypeSafe’s public models page lists jev-1.13 at $0.042 per million input tokens with output tokens free — a vendor claim, not a jev.pro measurement. Confirm on the models page before you bid.
When each approach fits
Prefer Jev when
- Text accompanies the payment event
Prefer Fraud scores when
- The decision is device, BIN, or velocity
Fraud platform + language Jev + rules on amount. Humans on high $.
What this page does not claim
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No fraud-catch-rate claims.
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Not a payments product.
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Schema-safe output is not the same as factual correctness.
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No independent bake-off numbers live here.
FAQ
Can Jev replace Sift/Forter? No.
Should I send full PAN in state? Never. PCI stays in the vault. Minimize.
Disclaimer
This is an independent unofficial site and is not affiliated with TypeSafe AI; official documentation is available at https://docs.typesafe.ai. Never treat jev.pro as TypeSafe official documentation. We do not sell, issue, or proxy API keys.
Hub: Comparisons. Siblings: vs risk rules, vs kyc vendors, glossary risk band. Canonical: https://docs.typesafe.ai.
Sources
Public TypeSafe or adjacent documentation only. No private claims.